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Top Rated in the Nation for Fire Response
An ISO Class 1 rating is the highest possible classification awarded by the Public Protection Classification® program of the Insurance Services Office (ISO). This distinction places the Seminole County Fire Department among the top fire departments in the nation.
How Does This Benefit You?
Seminole County homeowners and local business owners may be eligible for lower insurance premiums as a result of the ISO Class 1 rating earned by the Seminole County Fire Department.
This top ISO Class 1 rating reflects an exceptional level of fire protection, providing greater safety and peace of mind for residents and businesses, along with the potential for reduced insurance costs.
Important Note: Insurance rates may not change for all property owners. Any potential savings are determined solely by your individual insurance carrier.
To learn more, review Frequently Asked Questions and watch the explainer video below. You may also request a letter of verification to provide to your insurance carrier.
Additional National Accreditations
In addition to its ISO Class 1 rating, the Seminole County Fire Department holds two other nationally recognized accreditations:
- Internationally Accredited Agency through the Commission on Fire Accreditation International (CFAI)
- Gold Standard Accreditation through the Commission on Accreditation of Ambulance Services (CAAS)
These achievements further demonstrate the department’s commitment to excellence in emergency response and public safety.
Property Search
STEP 1: Enter your property address in the search field on the interactive ISO Rating map to determine if it is ISO Class 1 rated. Most properties within unincorporated Seminole County, the City of Altamonte, the City of Winter Springs and the City of Casselberry are ISO Class 1 rated .
STEP 2: If your property is designated ISO Class 1, you will see a link to click for your letter of verification request.
Frequently Asked Questions
You will need to contact the designated city municipality that serves your community.
- City of Lake Mary
407-585-1374
www.lakemaryfl.com/fire-department - City of Sanford
407-688-5052
sanfordfl.gov/government/fire/ - City of Longwood
407-260-3460
www.longwoodfl.org/180/Fire-Rescue - City of Oviedo
407-971-5611 or 407-971-5619
www.cityofoviedo.net/242/Fire-Department
Class 1 rating is the highest possible, reflecting excellent fire repression capabilities. It places Seminole County Fire Department among the top 1% nationwide. ISO evaluates the department’s overall structure (e.g., staffing, training equipment), water supply systems and emergency communications.
To determine the ISO rating for fire departments, the organization conducts a field survey and scores fire departments across four key areas, including:
- Emergency communications systems (e.g., dispatching for fires) 10% weight
- The overall department (e.g., staffing, training, certification, equipment, and facilities) 50% weight
- Water-supply system (e.g., inspection and testing of hydrants, availability of water needed to suppress fires) 40% weight
- Extra credit, reviews community risk reduction (e.g., fire prevention codes and enforcement, education and outreach) extra 5.5% weight
Note: A 100-point scale is used.
More information about ISO and the classification process is available at www.isomitigation.com.
Enter your address on this page in the ISO Rating Map above to streamline the process of obtaining a letter of verification that you can provide to your insurance carrier. You can also access this online form directly here.
ISO (or Insurance Services Office) gives fire departments a 110 rating regarding their ability to effectively respond to and prevent fires. A lower number rating means that a fire department is performing to higher standards. More specifically, an ISO Class 1 rating represents an exemplary fire suppression program.
It is reviewed through the Public Protection Classification® program. ISO's purpose is to help communities evaluate their public fire-protection services in order to be held to high national standards.
Most insurance companies use this rating system to determine the fire insurance rates for both residential and commercial properties within a community. Communities with an ISO 1 ranking are afforded the lowest fire insurance rates.
No. Unincorporated Seminole County, including the municipalities that the Seminole County Fire Department serves, which are Altamonte Springs, Winter Springs and Casselberry, are predominately affected and most will be classified as an ISO 1. View the map that identifies ISO classifications throughout Seminole County.
- Class 1 -This rating applies to properties within 5 road miles of a recognized fire station. 99% of the properties within the Seminole County Fire District receive this rating.
- Class 10W -This rating applies to properties between 5 to 7 road miles of a recognized fire station. .05% of the properties within the Seminole County Fire District receive this rating.
- Class 10 -This rating applies to properties further than 7 road miles from a recognized fire station. .05% of the properties within the Seminole County Fire District receive this rating
The distance is calculated by the Seminole County Fire Department using the actual response route followed from the nearest station. The majority of property will be moved up significantly in rating with this new classification, and your insurance company will determine if there is a rate reduction.